Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
Please remember, a listing agent represents the seller first.
As Buyers Realtors, we represent you. We can sell any home listed by any other Real Estate Company or Realtor. We also help negotiate all the terms for you. So, if you want the best deal with the most concessions, please choose us to represent you. We will make the transaction smooth and worry free with your best interests first.
As Your Agent, We Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating with a Direct Lender. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a Loan Program through a Direct Lender that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
- Ask your Direct Lender for an estimated HUD 1 that will give you an idea of what your closing costs will be.
Hire an Independent Home Inspector for Final Walkthrough.
You normally have 17 days to inspect a home after your offer has been accepted. A Licensed and Bonded Home Inspector will thoroughly inspect all major components of your home to give you the information you need to make an informed buying decision. We recommend Mark Gilbert at American Home Inspections. He will do an extremely thorough job for you.
